Go to "More" tab in the bottom of the screen > Go to "My Accounts" > Enter PIN > Select the "+" button at the bottom of the screen > Select your Bank > Confirm availability of SMS facility and enter Account details > Press on "Add Account. You will receive a SMS notifying the deduction of a random amount. This amount will be credited back to you. Enter amount and verify account. You are now ready for the iPay experience!

All accounts at Banks and Finance Institutions connected to LankaClear's JustPay network can be associated with iPay. As at now the institutions connected to the JustPay network are LOLC Finance PLC, Bank of Ceylon, Commercial Bank PLC, Hatton National Bank, Peoples Bank, Nations Trust Bank, Cargills Bank, Sampath Bank PLC, Pan Asia Bank Ltd, Commercial Leasing and Finance PLC.

The bank account has to be from a Bank or Finance Institution connected to LankaClear's JustPay network and SMS banking facility should be activated for Online Transactions.

If you are unable to associate your bank account on iPay, please contact your bank and request them to activate necessary settings required to be accessed by the JustPay network.

"Display Name" is the name you wish the account to be displayed to you on the iPay application. For example - My Savings Acc, Salary Account

When added as a "Favourite", iPay will remember your payment information and entering the information will be unnecessary in the future when you want to make a payment. It makes payments easier and faster.

It is a name that helps you identify the Bill/ fund transfer account easily on the iPay app. For example - My Mobile, Home Internet, My Credit Card

If selected, the recipient of the fund transfer will receive a SMS alert when the fund transfer is completed.

Pay Bill Type	From Other Bank Accounts	From Digital Savings Accounts / LOLC Savings Accounts
Reload Payments	FREE	FREE
Leasing Payments	FREE	FREE
Cable TV Payments	FREE	FREE
Telecommunication-Fixed Line	FREE	FREE
Government Payments	Rs.20/-	FREE
Plantation Payments	Rs.20/-	FREE
Electricity Bill Payments	Rs.30/-	FREE
Water Bill Payments	Rs.30/-	FREE
Travel Services	Rs.30/-	FREE
Credit Card Payments	Rs.30/-	FREE
Insurance Payments	Rs.35/-	FREE
Financial Institutions	Rs.50/-	FREE
Education Payments	Rs.100/-	FREE

Send Money	Fee	Slab (Rs.)
From LOFIN Account to LOFIN Account	FREE	N/A
From Other Bank Account to LOFIN Account	FREE	N/A
From LOFIN Account to Other Bank Account	Rs.25/-	N/A
From Other Bank Account to Other Bank Account	Rs.30/-	0 - 8,000
	Rs.50/-	Above 8,000

Pay Bill Type	From Credit Cards / Debit Cards
	Fee	Slab (Rs.)
Reload Payments	Rs.10/-	0 - 200
	Rs.20/-	201 - 500
	Rs.30/-	501 - 1,000
	Rs.50/-	Above 1000
Cable TV Payments	Rs.10/-	0 - 200
	Rs.20/-	201 - 500
	Rs.30/-	501 - 1,000
	Rs.50/-	Above 1000
Telecommunication-Fixed Line	Rs.10/-	0 - 200
	Rs.20/-	201 - 500
	Rs.30/-	501 - 1,000
	Rs.50/-	Above 1000
Government Payments	Rs.50/-	Each 5,000 slab
Plantation Payments	Rs.125/-	N/A
Water Payments	Rs.50/-	N/A
Education Payments	Rs.100/-	Each 5,000 slab
Travel Services	Rs.100/-	Each 5,000 slab
Electricity Payments	Rs.100/-	N/A
Insurance Payments	Rs.100/-	Each 5,000 slab
Financial Institutions	Rs.125/-	N/A

Send Money for Mobile Number, Pay & Request Feature , My QR Feature, Split Bill Feature
	Fee	Slab (Rs.)
From LOFIN Account to LOFIN Account	Rs.10/-	0 - 500
	Rs.20/-	Above 500
From Other Bank Account to LOFIN Account	Rs.10/-	0 - 500
	Rs.20/-	Above 500
From LOFIN Account to Other Bank Account	Rs.25/-	Any
From Other Bank Account to Other Bank Account	Rs.30/-	Any